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NEW QUESTION: 1
Which of the following statements are true:
I. The sum of unexpected losses for individual loans in a portfolio is equal to the total unexpected loss for the portfolio.
II. The sum of unexpected losses for individual loans in a portfolio is less than the total unexpected loss for the portfolio.
III. The sum of unexpected losses for individual loans in a portfolio is greater than the total unexpected loss for the portfolio.
IV. The unexpected loss for the portfolio is driven by the unexpected losses of the individual loans in the portfolio and the default correlation between these loans.
A. III and IV
B. I, II and III
C. I and II
D. II and IV
Answer: A
Explanation:
Explanation
Unexpected losses (UEL) for individual loans in a portfolio will always sum to greater than the total unexpected loss for the portfolio (unless all the loans are correlated in such a way that they default together).
This is akin to the 'diversification effect' in market risk, in other words, not all the obligors would default together. So the UEL for the portfolio will always be less than the sum of the UELs for individual loans.
Therefore statement III is true.This 'diversification effect' will be affected by the default correlations between the obligors, in cases where the probability of various obligors defaulting together is low, the UEL for the portfolio would be much less than the UEL for the individual loans. Hence statement IV is true.I and II are false for the reasons explained above.

NEW QUESTION: 2
An application ingests emails which contain attachments in a verify of formats. The solution designer wants to convert the attachments using the Convert action library.
Convert actions can convert which of the following formats?
A. MS PowerPoint, PDF, text, HTML, MS Word, RTF and MS Outlook.
B. MS Excel, HTML, MS Outlook, PDF, RTF, Text and MS Word
C. Notes mail files, MS Outlook, PDF, MS Word, Text, HTML and RTF.
D. MS Excel, HTML, DWG, MS Word, Text, PDF and Text.
Answer: B
Explanation:
Explanation
The convert actions can convert files from these formats; Microsoft Excel. HTML, Microsoft Outlook, PDF, RTF, Text, Microsoft Word.
References:
https://www.ibm.com/support/knowledgecenter/en/SSZRWV_9.0.0/com.ibm.dc.develop.doc/dcadg111.htm

NEW QUESTION: 3
In a terminal window, your current working directory is /home/geeko. You want to change to the /tmp directory. Which command will make the desired change of directories? (Choose 2.)
A. cwd /tmp
B. cd ../../tmp
C. cd ./tmp
D. cd /tmp
E. cd tmp
F. cd ../tmp
Answer: B,D